What is the most expensive thing you've ever purchased? 

For most people, the most expensive purchase is likely your home. Also, homes are not just a one time investment; it requires much more than making a mortgage payment including general maintenance and upkeep. When looking for homeowners insurance to insure your investment, you will find that most policies offer a variety of benefits, including minimum hazard insurance, liability, personal property coverage, and cost-effective solutions. 

In this economy I know every penny counts, however, you should never drop a level of insurance for the sake of saving some money. Instead, we recommend raising your deductible; just a simple $500 increase to $1,000, for example, could lower the cost of your premium significantly. This options allows you to cover smaller issues out of pocket, but ensures that any large, more expense issues are covered under your homeowner insurance.

Homes are also subject to vandalism, liabilities, natural disasters, and burglary. In an instant, everything you have worked so hard towards could be gone. It's a scary thought, but it is smart to plan ahead to make sure you are covered in the event of a disaster. Don't worry, we have an agent standing by to answer any question you may have regarding our services. Contact our office to speak with one of our helpful agents, we would love to speak with you.